The Board reviews the affect and responsiveness with the bank's Local community enhancement loans and Neighborhood development investments that advantage or provide a Condition, as delivered in § 228.fifteen.
Upon ask for, a lender ought to provide copies, possibly on paper or in electronic sort suitable to the individual making the ask for, of the data in its community file. The lender may perhaps cost a reasonable charge to not exceed the cost of copying and mailing (if not supplied in electronic type).
If a army lender delineates the complete Usa and its territories as its sole facility-primarily based evaluation spot pursuant to § 228.16(d), the Board evaluates the financial institution solely for the establishment degree according to its functionality in its sole facility-based mostly assessment place.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(i) The public's involvement in formulating the draft system, which includes distinct information regarding the customers of the public and businesses the financial institution contacted And the way the lender collected facts appropriate for the draft approach;
(i) A financial institution may well include efficiency evaluation factors and accompanying annual measurable aims For added geographic areas but may well not reduce the evaluation of its overall performance in any geographic area that would be A part of its overall performance analysis from the absence of the accredited system.
(B) The success with the bank's devices for offering retail banking services and The supply and responsiveness of the bank's retail banking products and solutions, pursuant to § 228.23, as relevant;
(ii) In keeping with paragraph (g) of the part, a lender's strategy could contain optional analysis components or suitable modifications and additions on the functionality tests that would implement while in the absence of an accepted plan.
The Bank Nationwide Local community Enhancement Funding Metric measures the dollar quantity from the lender's Group growth loans and Group progress investments that advantage or provide all or Portion of the nationwide space when compared with deposits in the lender situated in the nationwide spot, calculated pursuant to paragraph II.j of appendix B to this portion.
(A) A copy of the general public part of the bank's most up-to-date CRA overall performance analysis and an index of products and services supplied by the branch; and
(A) A financial institution may possibly specify yearly measurable plans for community enhancement loans, Local community improvement investments, or both equally. The financial institution should foundation any annual measurable targets as being read more a percentage or ratio of the lender's Local community development loans and Local community development investments for all or particular varieties of Local community improvement explained in § 228.
A considerable lender must collect and report to the Board annually by April one an index of Every retail lending assessment area demonstrating the States, MSAs, and counties in the retail lending evaluation region with the prior calendar year.
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